An Analysis of Content Marketing’s Impact on Generation Z’s Decision-Making in Banking Services
Keywords:
content marketing, content characteristic, presentation format, message appeals, buying decisionAbstract
Marketing communication is a crucial factor in the competitive banking and financial business, especially when communicating with Generation Z, as a target audience. This demographic is important for future business as they are entering the workforce and will become the main labor force of the country. They also have financial knowledge and financial planning characteristics that differ from other age groups. This research aimed to study the influence of content characteristics in marketing communications on Generation Z's banking service decision-making process, focusing on presentation formats and message appeals. This experimental research utilized six prototype advertisements with different characteristics, presented to six groups of Generation Z participants aged 15-29 years, with 30 participants per group, totaling 180 participants selected through convenience sampling. Data were collected through questionnaires and in-depth interviews. The data were analyzed using the One-way ANOVA and the Least Significant Difference (LSD) method. The research found that different content characteristics significantly affected banking service decision-making. The video presentation format combined with a rational appeal had the most influence on Generation Z's decision to use banking services. These findings provide businesses with insights into the advertising consumption behavior, optimal content characteristics, and the influence of advertisements at each stage of the target audience's decision-making process. Businesses can apply these findings to develop effective marketing communication strategies targeting Generation Z customers.
References
Charungpokakorn, C. (2018). Factors affecting interest in content marketing of fashion products through Facebook by M Generation (Master’s thesis). Bangkok University.
Government Savings Bank. (2024). Product sale sheet: Digital saving account. https://www.gsb.or.th/personals/digital-savings/
Kriengthaweechai, K., & Noonpakdee, W. (2020). Digital media characteristics on Facebook affecting image perception of the Royal Thai Police. Suthiparithat Journal, 34(111), 1–15.
Liu, Y., & Singlumpong, O. (2023). The impact of celebrity endorsement in advertising on purchasing decisions making of OPPO smartphone among Generation Z in Bangkok (Master’s thesis). Bangkok University.
Naksulapun, P. (2021). Perceived marketing content of online social media and trust of online social media entrepreneurs affecting decision making to buy sportswear via Facebook of Thai people. Chulalongkorn University.
Phaphakdi, P., & Laoketkarn, C. (2022). Online marketing product presentation of fashion clothes on social media (Facebook) of consumers in Bangkok and its vicinity. Western University Research Journal of Humanities and Social Science, 8(3), 134–147.
Phinyolapha, P. (2018). Content marketing of Netflix toward consumers' purchasing decision in Bangkok Metropolitan Region. Bangkok University.
Saraneeyawong, A. (2022). Content marketing of OnlyFans toward customers' purchasing decision in Thailand. Bangkok University.
Sornrabeab, P., & Srisai, S. (2023). Dietary supplement’s customer journey of Thai consumers. Journal of Communication and Management NIDA (e-Journal), 9(1), 1–17.
Swasdison, N., & Prajaknate, P. (2023). The analysis of the content marketing strategies of cosmetic brands affecting the engagement of TikTok users. Executive Journal, 8(1), 25-39.
Thapsiri, K. (2013). The internal communication model of Faculty of Business Administration, Maejo University (Master’s thesis). Maejo University.
Thongarsa, P., & Boonpienpon, N. (2024). Influence of content marketing strategies on the purchasing decisions of online fashion clothing by Generation Y (Doctoral dissertation). Silpakorn University.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Journal for Strategy and Enterprise Competitiveness

This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
The opinions appearing in the content of articles of Journal for strategy and enterprise competitiveness. It is the opinion and responsibility of the article author. It is not the opinion and responsibility of the Center for strategy and enterprise competitiveness, King Mongkut's University of Technology Thonburi
Articles, information, content and images, etc., in the Journal for strategy and enterprise competitiveness. It is the exclusive copyright of the Center for strategy and enterprise competitiveness, King Mongkut's University of Technology Thonburi. If an individual or entity wants to distribute all or part of the content or for any action must obtain written permission from the Center for Strategy and enterprise Competitiveness, King Mongkut's University of Technology Thonburi.